Bespoke home insurance solutions for the discerning homeowner. We don't just insure properties; we safeguard your world.
Trusted by industry leaders
Standard insurance treats your home as a statistic. HomeJinx treats it as a masterpiece. We understand that high-value properties require specialized knowledge, from architectural nuances to fine art appraisal.
Our underwriting process is holistic, considering not just replacement costs but the restoration of your lifestyle in the event of the unthinkable.
Discover Our HeritageFrom subterranean pipe damage to cyber liability for your smart home, our coverage anticipates the complexities of modern luxury living.
Settlements in hours, not weeks. Our dedicated concierge team handles every detail, ensuring your life is disrupted as little as possible.
Transparent, value-driven pricing structures that reward your stability. Bundle multiple properties and assets for optimized premiums.
We analyze your property portfolio and lifestyle risks.
Curating a policy with specific riders for art, wine, or tech.
Instant digital binding and proof of insurance delivery.
Annual reviews and 24/7 dedicated support access.
Select the protection tier that aligns with your asset class.
Manage your entire portfolio from our award-winning mobile interface. File claims instantly with video uploads, track payouts in real-time, and adjust coverage limits with a single tap.
In an era of changing climates, we proactively help you fortify your home. Our risk engineering team provides complimentary assessments to reduce vulnerability before the storm hits.
Schedule Assessment"When the wildfire approached our vineyard estate, HomeJinx didn't just wait for the claim. They deployed a private firefighting unit to pretreat our perimeter. They saved our home."
We specialize in high-value assets and complex portfolios. Standard carriers often cap coverage limits that leave luxury homeowners exposed. We offer higher limits, broader definitions of "replacement cost," and proactive risk management services.
Yes. We can bundle primary residences, vacation homes, and even international estates under a single, cohesive policy structure to simplify your administration and eliminate coverage gaps.
For standard claims, we offer instant approval options. For complex structural losses, a dedicated adjuster is on-site within 24 hours. We advance emergency funds immediately to handle temporary housing needs.
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